This report covers the period October2001 to December 2002: the fifth yearand part of the sixth year of the ESRCCentre for Analysis of Social Exclusion.■ During 2002, the Centre’s work duringits first five years was positively reviewed,and ESRC funding was renewed for afurther five years,...

This report covers the third year of the ESRC Research Centre for Analysis of Social Exclusion (CASE) fromOctober 1999 to September 2000.The Centre’s objectives are to develop understanding within five broad areas: income mobility and economicexclusion; the role of social welfare institutions;...

This report covers the second year of the ESRC Research Centre for Analysis ofSocial Exclusion (CASE) from October 1998 to September 1999. The year sawincreased activity and output from the previous year.The Centre’s objectives are to develop understanding within five broad areas:income...

Many policy makers and economists argue that financial literacy is key to financial well-being. But why do many individuals remain financially illiterate despite the apparent importance of being financially informed? This paper presents results of a field study linking individual decisions to...