• List of Abbreviations
  • Abstract
  • 1. Introduction
  • 2. On Methodology
  • 2.1 Hermeneutics vs. Positivism
  • 2.2 Qualitative interview and interpretation
  • 2.4 Selection of interview partners
  • 3. Basel II: Perspectives of Austrian banks and SME
  • 3.1 Customer-Bank-Relationship
  • 3.2 Competition
  • 3.3 Pricing
  • 3.4 Alternative ways of Financing
  • 3.5 Pro-cyclicality>br>4. Conclusions
  • Sources
  • Appendix