One threshold doesn't fit all : tailoring machine learning predictions of consumer default for lower-income areas
Vitaly Meursault, Daniel Moulton, Larry Santucci, Nathan Schor
| Year of publication: |
[2022]
|
|---|---|
| Authors: | Meursault, Vitaly ; Moulton, Daniel ; Santucci, Larry ; Schor, Nathan |
| Publisher: |
Philadelphia, PA : Research Department, Federal Reserve Bank of Philadelphia |
| Subject: | Credit Scores | Group Disparities | Machine Learning | Fairness | Künstliche Intelligenz | Artificial intelligence | Kreditwürdigkeit | Credit rating | Prognoseverfahren | Forecasting model | Verbraucherkredit | Consumer credit | Konsumentenverhalten | Consumer behaviour |
freely available