Ouyang, Congrong; Joseph, Mindy; Zhang, Yu; Naveed, Khurram - In: International Journal of Financial Studies : open … 13 (2025) 1, pp. 1-20
Household savings are a long-term financial issue that can undermine the financial well-being of American families if not addressed. This study examines financial planning strategies through the Behavioral Life-Cycle (BLCH) hypothesis, focusing on long-term savings goals, financial safety nets,...